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A year ago I purchased a mattress thru Cardi's it was interest free and no payment for a year.The due date is 9/8/10.

I had horror stories about Citi so I paid by bill in full on 8/9. I went to purchase an additional item at Cardi's the other night and was told my credit line had been reduced and I had no credit. I called citifinancial and they said i was late with my payment. Seems they changed the rules midstream and in July and August i owed a 10.00 payment.

They still have not credited my payment in full and state that it takes 14 days. I also now owe an additional 56. on my interest free purchase.

Terrible service rep.Card is being destroyed.

Monetary Loss: $3015.

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